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Secured credit cards operate similarly to regular credit cards, except that they are secured with a cash deposit.

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Here are our top picks. The next best 0% spending cards. Oct 01, 2021 · if you need to build credit but can't get approved for an unsecured credit card, a secured credit card may be exactly what you need. Unlike debit cards which are linked to your bank accounts and debit the corresponding amount for every transaction, credit cards offer you the flexibility to make transactions on credit independent of your account balance. Choose from the wide array of prepaid cards, compare features, benefits & much more!

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